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Insurance
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Insurance Solutions
Choosing the right insurance can be overwhelming, with so many options and complex industry terms. It’s easy to put it off—but the right coverage is essential for protecting your future.
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At Abacus Wealth Solutions, we take the stress out of insurance by offering clear, tailored advice that suits your needs. Our experienced advisors take the time to understand your situation and recommend the best coverage to safeguard what matters most to you.
Life Insurance
Life Insurance will provide a lump sum benefit to your financial dependents or beneficiaries in the event of your death or terminal illness. This benefit will help reduce financial and emotional hardship as it may be used to cover your loved ones living expenses and any outstanding debt that you may have. This means that your loved ones can maintain their current standard of living in the event of your death or terminal illness.
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Total and Permanent Disability Cover
Life is unpredictable, but your financial future doesn't have to be. Our Total and Permanent Disability Cover provides a lump sum payment if you become totally and permanently disabled, offering the essential funds to replace lost income, pay off significant debts like your mortgage, cover ongoing medical expenses and rehabilitation, and even fund necessary home modifications. With Abacus Wealth Solutions, you can gain peace of mind knowing that a permanent disability won't derail your family's financial stability or your long-term plans.
Trauma Cover
A critical illness diagnosis can be devastating, but with our Trauma Cover, you can focus on your recovery without added financial stress. This cover provides a lump sum payment if you're diagnosed with a specified serious illness or suffer a major injury, giving you the flexibility to access specialised medical treatments not typically covered by health insurance, replace lost income during your recovery period, and cover essential living expenses or make necessary lifestyle adjustments. Don't let a critical illness compromise your financial well-being; Abacus Wealth Solutions helps you prepare for the unexpected so you can prioritise your health and recovery.
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Income Protection or
Small Business Insurance
Income Protection or Small Business Insurance is a type of insurance that pays out a steady stream of income on a monthly basis in the unforeseen event that you become disabled and are unable to work because of an illness or injury. This benefit will ensure that the financial and emotional impact of an unforeseen event are minimised.
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We can help you consider the policies best suited to your needs and the level of cover that will ensure that your loved ones are well cared for should the unforeseen occur.